O! Today: more than connectivity. A lifestyle ecosystem in one app

Not long ago, people expected only calls, SMS, and mobile internet from a telecom operator. Today, a smartphone is a bank, a store, a navigator, and a wallet. It’s no longer just about staying connected – it’s about quickly paying utility bills, sending money to your family anywhere in Kyrgyzstan, applying for a loan, buying a smartphone, ordering groceries, catching a great flight deal, and earning rewards for everyday purchases.

That’s why O! is no longer just a telecom provider – It’s a unique digital ecosystem. At its core is the My O! super app, with over 10 million installs. Importantly, the app is available to everyone, regardless of which mobile operator they use.

One login – dozens of solutions

There’s no need to switch between apps anymore. In My O!, everything is brought together into one seamless experience:

• Connectivity: Manage your plan, track remaining data and minutes.

• Banking & finance: Payments, deposits, and online loans from O!Bank – no queues.

• Money transfers to neighboring countries with zero fees: Users can instantly send money to Kaspi.kz and pay via QR in Kazakhstan just as easily as at home, as well as make online transfers to Uzbekistan by card number or phone number.

• Business tools: Accounts, payment acceptance, and loans for entrepreneurs.

• Shopping & food: Smartphones in installments via O!Store, plus product and grocery delivery through O!Market.

• Accessibility: The largest network of payment terminals and ATMs across the country.

O! supports users throughout the entire day – whether they’re communicating, paying, shopping, working, relaxing, or helping their loved ones.

Everything in one click

We’re less willing to stand in lines, look for payment terminals, download new apps, or remember dozens of passwords. Everyday tasks should be quick and effortless. O! minimizes the distance between a need and its solution.

·       Need to top up your balance? It only takes seconds.

·       Need to pay a bill? It’s all in the app.

·       Need to send money? Done.

·       Need a smartphone? Get it in installments with free delivery.

·       Need groceries or delivery? It’s all inside My O!.

This is how a new habit forms: instead of searching for a separate service for every task, you simply open My O!.

The math of value

The ecosystem saves not just time, but money. Unlike fragmented services, your spending here turns into rewards. Through bonuses, cashback, and personalized offers, part of your money comes back to you. With an O!Prime subscription, these benefits are maximized.

The future belongs to smart ecosystems

The next step isn’t just adding more services. O! is already moving toward intelligent personalization: the app can suggest the right plan, remind you about important payments, recommend relevant services, and deliver value exactly where you need it most. O! is no longer just “network access” – it’s your main digital assistant.

NUR Telecom LLC. KR SCITC SCA Licenses No. 16-0062-КР, No. 16-0063-КР dd. 06.12.2016.

Green Telecom Service LLC. NBKR Licenses No. 2021030817, No. 3022030817 dd. 03.08.2017.

O!Bank OJSC. NBKR License No. 044 dd. 17.09.2024.